Expert Guidance on Retirement Benefits Payable to Trusts

Retirement benefits payable to trusts remain a challenging planning area after SECURE and SECURE 2.0. Nationally recognized speaker Natalie B. Choate untangles the web of trust and inherited RMD rules, walking through the current framework, a practical 12-step payout analysis, drafting choices by beneficiary type, postdeath cleanup options, administrative fixes, and more. Walk away ready to navigate retirement benefits payable to trusts with fewer surprises and better results.

You Will Be Able To:

• Recognize drafting choices that can make—or break—favorable RMD treatment
• Avoid common mistakes when naming trusts as retirement account beneficiaries
• Analyze how different beneficiary types affect distribution timing and tax results
• Identify practical options when a beneficiary designation or trust plan creates problems
• Better coordinate postdeath administration among trustees, custodians, and advisors