Expert Guidance on Retirement Benefits Payable to Trusts

Retirement benefits payable to trusts remain a challenging planning area after SECURE and SECURE 2.0. Nationally recognized speaker Natalie B. Choate untangles the web of trust and inherited RMD rules, walking through the current framework, a practical 12-step payout analysis, drafting choices by beneficiary type, post-death cleanup options, administrative fixes, and more. Walk away ready to navigate retirement benefits payable to trusts with fewer surprises and better results.

You Will Be Able To:

• Recognize drafting choices that can make—or break—favorable RMD treatment
• Avoid common mistakes when naming trusts as retirement account beneficiaries
• Analyze how different beneficiary types affect distribution timing and tax results
• Identify practical options when a beneficiary designation or trust plan creates problems
• Better coordinate post-death administration among trustees, custodians, and advisors